About LML

The Logic of Care

With so many companies offering such a wide assortment of policies, buying insurance today can be a very complex undertaking. But that certainly wasn't what the industry founders intended at the start. You see, years ago, the people living in small communities realized how devastating a personal tragedy could be to a family or small business, so they decided to pool their resources to insure their neighbors against fires and other calamities.

Everyone paid in, and anyone could take money out as needed. As they saw it, when one person suffered a loss, the community at large suffered with them. Insurance was a way to strengthen the community by caring for its individual members. That same spirit of community lives on today at Lincoln Mutual Life and Casualty.

We specialize in group insurance because we know that the strength of any community lies in the strength of its industry. And the strength of that industry lies in the strength of the people who work there. When an employee suffers a major financial setback, it affects everyone at the company from the president on down. Productivity suffers, but, more importantly, the morale of those who work directly with that individual can suffer as well. We help companies insure against these kinds of calamities not only for the sake of the individual involved but also for the sake of the communities we serve. Caring for others is not just the right thing to do. It's also the logical thing to do if we want to continue living in a strong, healthy society.

Of course, one of the biggest strengths of any company or community is the individuality and diversity of the people living and working there. That's also one of the biggest challenges of crafting a group insurance policy. At Lincoln Mutual, we realize that different people have different insurance needs, even when they work for the same company. Our group plans are designed to provide the protection the individuals and families in your group want and need at a price your company can afford.

We named our company after Abraham Lincoln because we share his ideals of simplicity, integrity and wisdom. Our mission has always been to provide comprehensive, quality employee benefit products at competitive prices to the markets we serve and to make those products as easy to understand as possible. It's how we've been doing business for more than 60 years, and it's how we plan to keep doing it for many more to come. Simple, honest, affordable: That's the logic of care you'll find at Lincoln Mutual.