About Lincoln Mutual

History Of LML

Related Information

bullet The story of LML - Life on the Prairie
bullet President's Welcome - Larry Zich
bullet The Logic of Care

In 1935, as the nation struggled through the Great Depression, two brothers in Fargo, N.D., were looking for a way to make a difference in their community, so they founded the Lincoln Mutual Health and Accident Insurance Association. In doing so, the brothers did more than just offer health insurance coverage with affordable premiums of just one or two dollars a month. They also offered peace of mind and hope to a community in crisis.

In 1948, Lincoln Mutual became known as the Lincoln Mutual Life and Casualty Insurance Company.

Throughout its history, Lincoln Mutual has had one primary goal: to give its policyholders the financial resources and security they need to make it through difficult times in their lives.

In 1989, Lincoln Mutual affiliated itself with Blue Cross Blue Shield of North Dakota in order to offer group life benefits to policyholders. Today, Lincoln Mutual is licensed in 15 midwest and western states, has assets in excess of $32 million and has more than $2.1 billion of life insurance in force.

Even with this tremendous growth, Lincoln Mutual hasn't changed a lot since 1935. It still treats people with respect and compassion, and it still holds to the ideals set forth by its founders.