Q: What do all the acronyms stand for?
A: Commonly used acronyms:
- AD&D: Accidental Death & Dismemberment
- EAP: Employee Assistance Program
- LTD: Long-Term Disability
- STD: Short-Term Disability
- VAD&D: Voluntary Accidental Death & Dismemberment
- VGL: Voluntary Group Life
- VGLT: Voluntary Group Term Life
Q: How do I add a new employee to the bill?
A: The employee needs to finish the life section of the health application. To enroll a new employee for basic Life, Short-Term and Long-Term Disability use the:
To enroll a new employee for Voluntary Group Life coverage use the:
Q: When should I notify LML of salary changes?
A: As soon as there is a change, otherwise, annually.
Individual Employee Changes
You may use:
When changes are received, they are changed on the next month’s billing.
Group Changes
A census may be e-mailed to us as a Microsoft Excel document. When changes are received, they are changed on the next month’s billing unless an effective date is noted. Remember to include the following information:
- Policy Number
- Name
- Gender
- Date of birth
- Occupation
- Salary
Q: How do I add Dependent Life coverage?
A: Eligible dependents may be added within 31 days of acquisition using:
If notified after 31 days of acquisition each dependent will require an:
