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Portability & Conversion

Please return completed form by mail:

Lincoln Mutual
P.O. Box 1918
Fargo, ND 58107

VGTL Portability


Continue your Voluntary Group Term Life (VGTL) coverage when you become ineligible through your employer. By applying for portability of your current VGTL policy, you’ll:

  • Receive the group rate discount for your age
  • Have coverage regardless of your physical condition
  • Continue coverage for eligible spouse and dependents
  • Be able to customize your amount of coverage

Please complete your Portability Application and return it to the mailing address above.

Group Life Conversion


If you become ineligible for your employer’s Group Life Insurance coverage, you can convert your group plan to a Whole Life Insurance plan. By converting your current Group Life to a Whole Life plan, you’ll:

  • Have coverage regardless of your physical condition
  • Lock in a rate that won’t increase
  • Continue coverage for eligible spouse and dependents

Please complete your Conversion Application and return it to the mailing address above.