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Short-Term & Long-Term Disability

Most employees are financially unprepared for a prolonged sickness or accident. Many feel it could never happen to them, but unfortunately it does. Disability insurance is cost effective financial protection that replaces a reasonable portion of earnings lost as a result of disability. Employees will be less stressed by easing financial burdens and empowered to return to work sooner. We can tailor our Short-Term Disability (STD) and Long-Term Disability (LTD) insurance to meet your needs.

Small Group: 2-9 Employees

LTD Optional Feature

Our Long-Term Disability includes an optional Business Overhead Expense benefit to help protect your business. Read more on Business Overhead Expense.


Large Group: 10+ Employees

LTD Optional Features

There are many optional services and benefits available for long-term disability. Read more on Optional Services & Benefits.


LTD Optional Feature Brochures